Every time when a member dies, the unpleasant experience is done, how expensive is a funeral. Since 01.01.2004 is no longer the death benefit to the scope of the statutory health insurance funds. The cost of a funeral add up very quickly to an amount of 5.000, higher than – easily. This development is all very easy to see why the legislature this power in the area of private provision has laid. The following are the arguments for a death in life insurance.
* The costs of a funeral are insured. * The cost for an apartment eviction, or the current rent is covered. * For a funeral is not a preventive health exam required. * The funeral provision is for life. * If someone dies abroad, the insured transportation to home country.
Funeral precautionary means to relieve its members of organizational and financial obligations. Important legal information: Death and Burial precaution are different products. The difference is very simple explained. A death grant is paid to the previously designated trust, which then takes care of the rest themselves. At the funeral of a precautionary funeral will be irrevocably entered into regarding eligibility, which then settled as the administrative aspects, the clearing house and the burial of the deceased according to the requirements in full. This type of insurance is recommended for people who have no family more. Oops! Savings accounts and credit balances in accounts of the deceased are part of the gene pool and therefore not available. Capital payments in life insurance, up to six months and will take longer, but the funeral costs are immediately. No delay in the clarification of legal estate matters. By the way a death is not agreed in the services of a private health insurance, provided it is not covered explicitly.