Students at liability often insufficiently protected students are often not sufficiently insured in Austria. In particular, the area of liability is concerned. For accidents or property damage, the household insurance jumps in here normally. Children are insured with liability in the household insurance of the parents without income, but only as long as they stay at home. The children leave the parental home and pull in a WG or a student residence, this protection lapses. Many students expect to be secured by the student insurance of the oH sufficient for all eventualities.
But this is not a comprehensive protection, warns Reinhold Baudisch from durchblicker.at. Liability often existenzbedrohend the phone of a friend unintentionally destroy is unpleasant, during a party, and the payment of the damage sometimes expensive. An indebted ski accident with serious injury can be however unfounded. The law provides for basically unlimited damages if by own Misconduct by a damage. Not all students are adequately insured for such liability. Reinhold Baudisch of durchblicker.at: children without their own income are insured with liability in the household insurance of the parents, but only as long as they stay at home. The children leave the parental home and obtain an own abode in the place of study, for example an own apartment, a WG or a student residence, this void protection.”durchblicker.at: oH insurance not sufficiently the oH students insurance covers only damage in direct connection with the studies and applies only in the premises of the University or on the way to and from the educational institution. However, the study consists of more than lectures and nerds.
So no insurance gap, and students should ensure either by a household insurance or a pure private liability insurance, advises the consumer portal. Personal liability insurance from 36 euro a year aspiring young academics, in a shared apartment or a Student home have the opportunity to do special private liability insurance. They assure only the liability. Durchblicker.at’s experts advise to conclude insurance totals 1.5 million euro. In regard to travel or study abroad recommends concludes on a world-wide coverage to pay attention. Products with good insurance are to have 36 euros a year. By online bonus check save up to 75% just in the personal liability the differences between providers are particularly large, therefore a price comparison before buying insurance makes sense. Durchblicker.at has carried a premium check: the listings for sums insured in the amount of 1.5 million and worldwide coverage are between 36 and 144 euros. Baudisch: The price differences are enormous. Can be kept up to 75% by comparing the offers on the market.” Durchblicker.at now offers a free online comparison calculator on. About durchblicker.at durchblicker.at created since 2010 current price comparisons for consumers in Austria. As the first independent Internet portal for the comparison of fixed costs, durchblicker.at continuously observed the developments in the energy, financial, and insurance markets and ensures transparency in prices with regular studies. Partners of the company are the Chamber of labour of Upper Austria, the ARBo and Global 2000. Via the website, consumers can determine the provider favourable to their individual requirements anonymously and up-to-the-minute. durchblicker.at provides free advice and support when switching to a cheaper provider. Thus, consumers can achieve savings of several hundred dollars per year. durchblicker.at this creates more competition and the Austrian market momentum with the possibilities of the Internet.